We have no doubt you are ready to go and Exotic Asia is calling, but no one wants to lose substantial money in changing or cancelling travel plans. The decision to “go or not to go” must be yours alone, and in this post-pandemic world Asia Desk wants to make sure that decision is not clouded by financial considerations. To assure that, we are encouraging each of our guests to purchase some form of travel insurance to protect yourself.
Important Note: On our final Payment Authorization form we require that you indicate if you have, or have not, purchased travel insurance. Again, purchasing travel insurance is at your sole discretion but, in our view, you should not leave home without it!
Travel Insurance Minimizes Risk to Your Financial Investement
In these post-pandemic times, and to fully safeguard payments made to Asia Desk, travel insurance with provisions for cancellation will minimize your financial risk. When purchasing a policy, we suggest that you find a policy that lets you insure the deposit first, and then allows you to increase your policy amount to cover the entire trip cost. In this way your entire trip will be covered.
The objective of our advice, and the credits we offer for following it, should lower “out-of-pocket” expense to protect your investment in this trip. In most cases, the expense will be only a small percentage of the total trip cost, after the trip credit Asia Desk will be offering for you purchasing travel insurance.
The absolute BEST way to minimize your risk is by purchasing a travel insurance policy with generous cancelation policy, or even a a 'Cancel For Any Reason' (CFAR) policy, which is rare but can still be found. Although CFAR is the most expensive form of insurance, it affords the best protection against financial loss.
Asia Desk encourages you to purchase a policy with a broad cancellation policy, ideally for things like force majeure (sometimes called an Act of God), civil unrest, terrorism, or health emergencies, like a pandemic. The specifics of what travel insurance covers, and the rules governing this insurance, will vary from state to state, although many commonalities exist and most of these policies cover up to a certain percentage of your trip costs.
How We Can Help
To encourage you to purchase travel insurance, Asia Desk will help shoulder the cost by offering you a credit towards Travel Insurance, which we deduct from your final payment, when you have purchased this insurance. The trip credit amount varies dependent on several factors: trip cost, duration, destination, number of travelers and their ages, and state of residency, for example.
When you move ahead with an Asia Desk arrangement, we will be asking you to initial our Intent to Travel form which will detail the trip credit amount that we will offer.
Where To Shop
In order to find a reputable insurer which fits your needs, we suggest that you use the services of Squaremouth to compare policies and choose one which fits you.
How it Works
If you choose to book a trip with Asia Desk, and then purchase a good travel insurance policy with a trip cancellation clause, Asia Desk will offer a discount of the trip costs by a pre-agreed-upon amount.
In order to qualify for this discount, the following must be true:
You must have booked a trip with Asia Desk, Ltd.
Provide proof of the purchase and email the policy to Sales@Asiadesk.net within one (1) week of the premium being paid.
The terms for cancellation must be clearly noted in the policy.
The credit will only be applied after a deposit has been payed, and will be reflected in the final Payment Authorization form from Asia Desk, Ltd.
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